Consumer Finance

Hub for US personal/consumer finance — money management, coverage, and life planning. Educational only, not financial advice, as of 2026. Routes to 9 spokes.

Owned topics: student loans (IDR/SAVE/PSLF programs, FAFSA, default and rehabilitation); personal banking (FDIC/NCUA insurance, HYSA rates, neobanks); individual income taxes (federal brackets, standard vs itemized deductions, W-4, self-employment taxes, NC state specifics); personal insurance (auto, home/renters, life, disability); health insurance (ACA marketplace, HSA, Medicare, Medicaid); medical bills and billing disputes (surprise billing, No Surprises Act); budgeting and saving; investing and retirement (401k, IRA, Roth, Social Security claiming strategies); estate planning and wills (POA, healthcare directives, NC probate).

Route to consumer-credit-and-debt (sibling hub) for anything credit- or debt-law related; venture-nc-* for business/nonprofit/payroll topics.